Coronavirus Business Intrerruption Loan Scheme (CBILS)


If you need more than £50,000, we can help with that too!

The impact of Covid19 has affected the cashflow of many UK businesses. The Coronavirus Business Interruption Loan Scheme (CBILS) is available to support small and medium sized businesses access funds. If you need help to access emergency funding, our CBILS Support Service can help.

Helping small businesses during a national crisis

We want to be 100% clear; you can access CBILS funds by approaching your lender directly. However, if you need to get your CBILS application processed efficiently, or if it has been rejected by your lender, our CBILS Support Service is there to help.

What does our CBILS Support Service provide?

Our CBILS Support Service is available if your business has been hit by lack of resource in your finance department, you are not confident in making an approach to your lender, or your application has been rejected and you wish to appeal or approach other lenders.

If you need help with your CBILS application, here’s some of the support our CBILS experts can offer:

  1. Maximise support

    As required by lenders, we can make sure your plan maximises the support offered by the government. We have a working knowledge of the Coronavirus Job Retention Scheme, VAT deferrals, Time to Pay arrangements, rates relief and other initiatives.

  2. Robust forecasts

    We can advise you on the revenue deferrals and cost mitigations that lenders consider reasonable and acceptable when presenting your projected cashflows as part of a robust financial model.

  3. Repayment plans

    We can help you set out a business plan that demonstrates affordability to the lender and gives you peace of mind.

  4. Negotiate security

    For loans over £250k, we can help you negotiate the structure of security with your lender and its interaction with existing facility providers to make sure that your exposure is minimised as far as is practicable particularly in relation to Personal Guarantees.

  5. Resource allocation

    We can manage much of the CBILS application process for you allowing you to focus on running your business.

Important things to consider

  • You are welcome to apply to your lender or any other approved lender as identified by the British Business Bank with no need to incur a fee. Our service is optional. However, many have found the process less than straight forward. We are here to help.
  • To be eligible for CBILS, your business must have a turnover of less than £45m. Our service supports businesses that are looking to borrow anything from £150k up to £5m. If your business has a turnover greater than £45m, complete the form below and we will contact you regarding our CLBILS service (Large Business Service)
  • Demand for CBILS loans has been high, so applications without well-considered proposals and robust supporting information will take longer to process, our aim is to ensure you are fully prepared before approaching lenders.
  • CBILS funding requires that you can evidence – were it not for the COVID-19 pandemic – that your business would be considered viable by the lender. A clear case with supporting analysis needs to be presented to lenders to be successful.
  • Your current lender may not be able to offer you a CBILS loan and you need to be prepared to consider alternative lenders.
How much does the CBILS Support Service cost? What fees will Skylite Group Charge?

We recognise that these are very stressful times for businesses, and we want to help, but we must be a viable business ourselves to do so.

We are offering to help with your CBILS proposal in return for fees as follows:

  • For successful CBILS proposals our Introducer Fee will be 2% - 10% of funds approved, an exact percentage will be provided in our services agreement that is set to you before you commit

There is only one all inclusive fee and no other fees or charges.

We will ask for a Commitment Fee of 10% of the projected Introducer Fee. This fee must be paid in advance of commencing work on your proposal. Introducer Fees are reduced by Commitment Fees already paid.

Our minimum Introducer Fee is £2,500. We do encourage those applying for loans of less than £50,000 to explore the support that your Lender can offer in the first instance, although we are happy to help if your requirement is greater than £50,000 and our minimum fee is acceptable to you.

What should I do next?

If you would like Skylite Group to help your business access funds under the Coronavirus Business Interruption Loan Scheme (CBILS), please click the button below to complete a small survey.

A member of our team will endeavour to discuss your requirements within 48 hours of submission.

We have access to much larger funding if your business needs more than £50,000.The CBILS loans facility gives you the means to borrow up to £5 million.If this is the size of loan that your business needs, then we can help you get it, start you application click the button below.


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Your business loan today!
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Here to help if you need us

We understand securing funding may seem a bit daunting, and perhaps you are not even sure where to start. We have helped thousands of people to get the loan they need; we will help and guide you every step of the way.

The Coronavirus Business Interruption Loan Scheme (CBILS) can provide finance of between £50,001 and £5m for businesses across the UK experiencing lost or deferred revenues causing disruptions to cash flow.
  • FREE to apply
  • Full support to get you your loan
  • Government Guarantee.